Effective date: September 2, 2026
Welcome to MedicarePlanCompass.com (the “Site”). These Terms & Conditions (“Terms”) govern your access to and use of the Site. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. Who We Are
MedicarePlanCompass.com publishes comparisons, rankings, and educational content about Medicare Advantage and Medicare Supplement (Medigap) insurance plans available in the United States. We are an independent, privately owned website.
- We are NOT the U.S. government, Medicare, the Centers for Medicare & Medicaid Services (CMS), or any government agency.
- We are NOT a licensed insurance company, agency, agent, or broker, unless explicitly stated otherwise on a specific page.
- We do NOT sell insurance policies, and we do not connect you with anyone who does. To enroll in a plan you go to Medicare.gov, to the insurer, or to a licensed agent of your own choosing.
For official, authoritative information about Medicare, always refer to Medicare.gov or call 1-800-MEDICARE.
2. Use of the Site
You may use the Site for lawful, personal, non-commercial purposes only. By using the Site, you agree not to:
- Copy, reproduce, republish, or redistribute Site content without our prior written permission
- Use automated tools (bots, scrapers, crawlers) to extract data from the Site, other than standard search engine indexing
- Attempt to interfere with, disrupt, or gain unauthorized access to the Site, its servers, or connected networks
- Use the Site to transmit spam, malware, or unlawful content
- Misrepresent your identity or affiliation when submitting information through any form on the Site
3. No Insurance, Medical, or Financial Advice
All content on the Site — including articles, comparisons, rankings, and tables — is provided for general informational and educational purposes only.
- Nothing on the Site constitutes insurance advice, medical advice, financial advice, or legal advice.
- Plan details, premiums, benefits, and availability change frequently and vary by ZIP code, insurer, and plan year. Always verify current details directly with the insurer, a licensed agent, or Medicare.gov before making any decision.
- Any decision to enroll in, switch, or cancel a Medicare Advantage or Medicare Supplement plan should be made in consultation with a licensed insurance agent, broker, or Medicare counselor (such as your State Health Insurance Assistance Program, SHIP).
See our full Medical & Financial Disclaimer for more detail.
4. Third-Party Links and Advertising
The Site is funded by advertising, delivered through Google AdSense. It contains no affiliate links and no lead-generation forms, and we receive no compensation from any insurance agency, broker or carrier. We link out to official sources such as Medicare.gov, CMS and state insurance departments, and to named research and news organizations where we cite them.
- No insurer pays to appear here, to be reviewed, or to be ranked, and we earn nothing from which plan you choose. Our comparisons are based on published data and our own editorial criteria, set out on our Editorial Methodology page.
- We are not responsible for the content, accuracy, privacy practices, or actions of any third-party website or partner linked from the Site.
- Any transaction, application, or enrollment you complete with a third party is governed by that third party’s own terms and privacy policy, not by these Terms.
5. Intellectual Property
All text, graphics, logos, and original content on the Site are owned by MedicarePlanCompass.com or its licensors and are protected by copyright and other intellectual property laws, unless otherwise noted. You may not use our content commercially without written permission.
6. Accuracy of Information
We make reasonable efforts to keep information on the Site accurate and up to date. However, we make no warranties or representations, express or implied, about the completeness, accuracy, reliability, or availability of any information on the Site. Insurance plan details are subject to change by the carrier at any time.
7. Limitation of Liability
To the fullest extent permitted by law, MedicarePlanCompass.com, its owners, employees, and contributors shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of the Site, reliance on its content, or any transaction with a third party referenced on the Site.
8. Disclaimer of Warranties
The Site and its content are provided “as is” and “as available,” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
9. Indemnification
You agree to indemnify and hold harmless MedicarePlanCompass.com and its owners, employees, and contributors from any claims, damages, losses, or expenses (including reasonable attorneys’ fees) arising from your use of the Site or violation of these Terms.
10. Changes to These Terms
We may revise these Terms at any time by updating this page. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
11. Governing Law
These Terms are governed by the laws of Spain, without regard to conflict-of-law principles, unless otherwise required by applicable law. This does not affect any mandatory consumer protection rights you may have under the law of your country of residence, including within the United States.
12. Contact Us
If you have questions about these Terms, contact us at:
MedicarePlanCompass.com
Email: contact@medicareplancompass.com